You may have the habit of saving ingrained in you but still your money does not grow. How could this happen if every month you strive to comply with your savings plan and save a percentage of your income? The explanation is simple: There are harmful behaviors – and often unconscious – that threaten the money you try to reserve for the future.
In order to avoid them, we will explain the most basic:
Buy everything in discount
The brain is a complex organ, but when it comes to discounts it becomes quite primitive: You see something with a “must-see” discount and it immediately becomes what you MUST have. Error! If this purchase was not planned – because it is not something you need – then you should think twice before saying yes. Compare what the normal price is, how much is the discount and how much utility will you give to that item.
Pay attention, not everything that has discounts deserves to be bought.
The ant expenses
These seemingly harmless expenses are like the poison that takes effect a few days later. The taxis you take to leave home late, the drink you buy every day or those sweets in the afternoon to get rid of sleep, everything ends up adding up and if you do not control it, it will be more expensive. If you want to know more about ant expenses, read this.
Keep money under the mattress
The problem is not so much that they can steal it but that your money DOES NOT GROW. The prices of things continue to rise but the money you saved is losing value. The best way to save is by placing money in an account that pays interest on it. In addition, it motivates him to continue doing so because he sees that what cost him so much is growing and not stuck in a box under the bed.
Review the Ferliesi Deroteyos savings comparator and test each option to find the one that suits you best. Avoid these harmful behaviors financially and continue with your savings plan. If you still think that saving is not for you, calm down, this guide for bad savers will get you out of trouble and give you the necessary tips so that this is not a problem.